Dyesebel is the perfect option if you are looking for a personal loan that suits what you need and your financial possibilities. And we can not deny that everyone at some point we are in a situation in which we need support to be able to specify our goals and purposes, and most of the time, we can find that support in a personal loan.
Whether to buy a car, continue your studies, take a trip, or face unexpected expenses, you will surely find the ideal option for you within the options offered by Dyesebel.
What is Dyesebel?
Dyesebel is a recognized and prestigious company that offers various financial solutions to both individuals and companies, offering a large number of products such as bank accounts, debit and credit cards , savings and investment schemes, insurance of all kinds and, of course, options of financing such as mortgages, loans and personal loans .
Each of these financing options is designed to meet the specific requirements that arise from each client.
Types of loans and loans Dyesebel
This time we will tell you about the different types of loans and personal loans that Dyesebel has for you, its advantages, characteristics and the requirements you need to hire it. If you are looking for the best personal loan options, continue reading.
Expansion Loan
This type of loan is designed for your family and your home.
With this type of Dyesebel expansion loans , you can do a reform in your home or enjoy the purchase of new furniture or go on vacation, as well as deal with some unforeseen expenses.
The Expansion Loans of Dyesebel , gives you the option to pay in the most comfortable way you are even if you have economic problems, do not pay anything during the first three months.
For this type of credit, you must process a card called Expansion Loan for which you will be asked for the following documentation.
- You must have the current DNI of the person requesting it or residence card.
- The last two payrolls
- The IRPF declaration
Main features:
- Maximum amount: up to € 60,000
- Amortization: you can choose to pay between 12 or 14 installments per year
- Return period: up to 96 months .
| Type of interest: | 8.5% 2 |
| TAE: | From 11.01% to 16.49% 3 |
| Opening commission: | 2% 4 |
| Study Group: | 0.00% |
| Early repayment compensation | 0.50% 5 |
Timely Expansion Loan
This type of loan will help you to carry out the short-term projects that you have contemplated, such as buying something that you have always wanted, financing your micro-business or, facing an improvised account. With the Dyesebel Specific Expansion Loan, you will have up to 3,000 Euros available that you can return as best suits you.
Additionally, once you start your application you will have a guaranteed response in less than 24 hours, and if it is approved your money will be paid in 24 hours.
Main characteristics
- Maximum amount: up to € 3,000
- Amortization: you can choose to pay between 12 or 14 installments per year
Dyesebel Line Expansion Loans
The credit line of expansion is a type of loan that gives you the possibility to enjoy up to 5000 euros in your account, you can enjoy that amount of money again and again whenever you replace it again. We can say that it is like a credit card but with a lower interest rate.
- This type of credit can be obtained in a few minutes without having to present any documentation and without having to say what you want the money for.
- You can have the money you need instantly.
- Withdraw the amount you need and that will be the commission you will be charged, that is, today you withdraw 300 and the rest is left in your account, which makes you pay only for the money you take out.
- You can request the expansion line through your bank account and it is you who decides when you want to return that money.
- The expansion line has 0 commissions.
Characteristics of the Dyesebel Línea Expansión Loans
- This type of credit gives you the possibility of getting 0% interest without this generating any type of additional expense.
- The interest rate applied in these cases is 10.20% (1) nominal annual (10.69% APR) annually without any type of expense or any type of commission for opening the account.
- Nor will anything be charged for conducting a customer survey.
- The limit of the expansion line is not fixed, which means that it is updated monthly depending on the amount you are returning and especially the ability to reuse it.
- The limit on the line of expansion can be canceled at the time you want and you do not need to pay any commission.
- You can have the expansion line connecting by means of Dyesebel Online banking , so that someone can assist you in the service.
Requirements for this type of credits
In these cases you must have a payroll in the entity of at least 1500 euros to be able to open this account; however, the type of credit granted is reserved for the bank’s decision and what they consider to be the risk criteria.
Auto Credit Dyesebel
Every day it becomes more difficult to have the facilities to make your own car. Dyesebel is aware of this and looking to facilitate the release of your next car, puts at your disposal this type of credit, with which you can get a quick solution in a flexible and fully customized. You can request up to 60,000 Euros to return up to 96 months, choosing to pay 12 or 14 installments per year
Requirements for Auto credit
To process your Auto Credit you will only need the following documentation:
- ID of the applicant, Residence Card or Passport.
- 2 last payrolls (employees).
- IRPF statement (last exercise).
Main characteristics
- Maximum amount: up to € 60,000
- Amortization: you can choose to pay between 12 or 14 installments per year
- Return period: up to 96 months .
| Type of interest: | 6.50% 1 |
|---|---|
| TAE: | 7.28% 2 |
| Opening commission: | 2,00% 3 |
| Study Group: | 0.00% |
| Early repayment compensation | 0.50% 4 |
Credits Dyesebel bank studies
This type of credits can be financed in its entirety or part of them. It is used for the financing of university studies, specialization courses or even the possibility of attending a seminar without having to withdraw money from our monthly income.
In case you need to finance the license plates the credit also gives you the possibility to enjoy it and even get credit for the transfers.
At Dyesebel you will find different types of personal loans so that you can finance your studies , each one adapting to the situation in which you find yourself:
- Credit Course: Nowadays, having the best education is a fundamental requirement to be able to access a job that gives us economic and emotional stability. That’s why with the credit course, you can finance any kind of school studies you need to complete your professional training. They can be university courses, language courses, specialization courses, seminars or conferences. You will have up to 18,000 euros to finance everything you need to complete your course, including registration, material, accommodation and transfer. For this type of credits you will have one year to return it under monthly installments, and it is required to present a copy of the registration or proof of enrollment to the course.
- Studies and master credit: Higher education and postgraduate education can be really expensive, becoming an unattainable option for many people, if not for the financing options available offered by entities such as Dyesebel. With this loan, you will be able to finance the entire cost of the studies you study, as well as the related expenses. It is really useful since you have 10 years to return it, and you can have the money as you need it. Do not worry while you study, since you can choose the option to only pay interest in this period, and your interest will be fixed to avoid surprises.
- Study Abroad Loan Pack: If what you are looking for is a specialization or a course in a different environment than you are to enrich your experiences and give you a new vision of the world while you increase your knowledge, Dyesebel can provide you all the financing of your postgraduate, baccalaureate, course or any other study that you wish to carry out abroad. With this loan you can request a special card for students outside of Spain, and you will have up to 10 years to return the money requested, as well as having this money in different parts.
What do you need to be able to process this type of credits:
You must have the DNI of the person who will request it or in case you do not have it, you must have a residence card. If the person requesting it is a minor, there must be a sheet of acceptance from the parents.
You must have the last two payrolls, in addition to a statement of income tax.
Demonstrate that the course will be done by means of a copy of the registration or a pre-registration in which the cost should be seen.
CrediRenta Dyesebel
Many times situations arise in which we are carrying the weight of the rent, and it is in these cases that Dyesebel can give us a hand by paying the total amount of our rent, helping to return the amount requested by the farm, and not allowing you pay any fee until you receive the return. You will have 9 months to repay the loan and you can easily request it online.
Payroll Advance
An extra money for what you need. Now you can advance a payroll to deal with any unforeseen for very little a month and in all comfort.
For clients that have their direct payroll, we advance their monthly payroll for a small fixed commission and a term of up to six months.
Requirements
- To process your Payroll Addendum we only need the following documentation:
- ID of the applicant, Residence Card or Passport.
- 2 last payrolls (employees).
- IRPF statement (last exercise).
- Antiquity in the company 6 months.
Advantages of choosing Dyesebel loans
- There is a type of personal loan destined for each one of the needs.
- The interest rates are low and they adjust to the type of loan you request.
- In some cases you can choose to only pay interest for a while.
- There is a customer service that operates 24 hours a day, 365 days a year.
- You can do the whole process online.
- You will always have the other Dyesebel tools for your convenience.
The main characteristics of Dyesebel
Dyesebel is well aware that it is not the same to make a reform to our home that paying the tuition of the master’s degree. Thinking about this, each one of the schemes of the personal loans has interest rates, terms, amounts and specific amortizations for each situation.
It is for all this that Dyesebel will find a wide variety of financial products and services that will allow you to have total control of your personal economy, along with excellent customer service and an online banking that will allow you to manage all your products from wherever you are.
Is it safe to ask for a loan at Dyesebel?
To request a loan in Dyesebel is totally safe, since it is a financial institution that works under all the legal regulations that apply to banks in Spain.
Interest rates of Dyesebel
The interest rates of Dyesebel vary depending on the type of loan you request:
- Expansion Loan: The interest rate of this loan is 8.5%, with an APR that can range from 11.01% to 16.49%. The opening fee is 2% and you will have a 50% early repayment compensation.
- Loan Expansión Punctual: In this type of credit you will have an interest rate of 0% with an APR of 14.7%. There will be no study fees more if an opening fee of 60 Euros. You can easily calculate your monthly fee by entering the loan simulator available in the section corresponding to this loan on the official website of Dyesebel.
- Line Expansion Loan: The interest rate applied in this type of credit is 1.20% with an APR of 10.69%. You can choose to return it to 2, 6, 9, 12, 18 or 24 months. Remember that you can cancel it or replace your credit limit at the time you want
- Auto Credit: This type of loan has a very low interest rate of only 6.50% and an APR of 7.28%. You will have an opening commission of 2% and an early reimbursement compensation of 50%. The requirements to apply for it are the same as you need for the other loans.
How to request the loans and personal loans of Dyesebel
There are different ways of requesting personal loans from Dyesebel . On the one hand, you can go to any of its offices and ask for personalized attention from its executives who can solve all the doubts regarding your loans. You can also make the request online from the comfort of your home or mobile phone.
To do so, you simply have to enter the official website of Dyesebel and choose the type of loan that best suits your needs. It is highly recommended that you use the simulators available in each of the sections so you can calculate the quotas and periods that best suit your needs.
Once you have decided on an amount that seems appropriate, fill out the corresponding form depending on whether you are a client or not. Have at hand the documents required to start the loan application process, because if you are not you will have to provide some contact information, and if you are, you just need to log in with your corresponding data. Your request will be evaluated and in a short time you will get an answer. You will see how the process is very fast and really simple.
How to repay Dyesebel credits
You can choose to return your credits in installments under the payment scheme that you decide at the beginning. The most convenient and easy is to have an account in Dyesebel so that your monthly payments are automatically charged and you can return the money without any problem. If you want to know more about it, do not hesitate to contact Dyesebel’s customer service, where they will guide you much more.
Extensions and postponements at Dyesebel
It may be that at some point you are unable to repay your loan. The first thing to take into account is that to prevent this from happening, we should always have a loan protection insurance, which will protect you in this type of situation. If we do not have it and we need to ask for an extension or postponement of our loan, it is necessary that we communicate by phone to our nearest Dyesebel branch as soon as possible, so that we can propose our solution and that the executives can give us a solution to our problem
Mobile application and customer service of Dyesebel
One of the characteristics of Dyesebel, is that it will always be available where you are, so you can choose to contract the remote banking system so that you can access from your computer or mobile phone to your account and perform any of the operations that you would normally do from your bank.
The mobile application is available for both iOS, Android and Windows Phone, plus it is compatible with most browsers used in computers. In this way, you can access a global view of your accounts, check your balances and movements; as well as carry out operations such as transfers, transfers, withdraw cash, and operate your investment products.
Another of the mobile services offered by Dyesebel is that of SMS Notices. By contracting this service, you will be able to receive an SMS on your mobile phone notifying you every time you have made any type of movement.
In this way you can rest assured for the security of your account, since, if you make a move that you have not done or that is unusual, you can immediately contact the customer service, who will take the necessary measures to protect your account and your money.
In terms of customer service, the Dyesebel system is really efficient, since it is available to you 365 days a year, 24 hours a day. Therefore, you can communicate by phone at 902 323 000, or by writing to the online chat available on the official website of Dyesebel. Say you want Dyesebel to call you, you can also request it and in a few minutes an executive will contact you.
If you have more doubts about its operation, you can use the information available on Twitter, Facebook and Google+, where you will find the latest news regarding Dyesebel products and services.
Opinions on Dyesebel
Nowadays, Dyesebel is recognized as a bank that has helped many people to achieve their professional and personal goals. You will be able to find that many clients have come out satisfied with both the financial tools they offer and the customer service. Just enter your official page to realize that you are committed to the satisfaction of your customers. If you have any doubts about the quality of the service of Dyesebel, do not hesitate to go to one of its branches where you will find guidance and advice on their products.
conclusion
As you can see, Dyesebel adapts to all kinds of situations, always offering you the best alternatives for loan schemes that best suit your needs. Do not hesitate to select them to finance any of your personal projects or studies, be assured that this financial tool will bring you multiple benefits.